The Toenjes Team will be your unwavering support, guiding you through every step of the way.
Home » Home Loan Services » Home Mortgage Loans
Picture yourself in the perfect neighborhood, envisioning the layout of your future sanctuary. But how do you transform this dream into a tangible reality? That’s where a mortgage advisor comes in, making the process smoother and more manageable.
Step into the world of Home Mortgage Loans. With the power of a pre-qualification, you can confidently navigate the housing market, understand your financial capabilities, and make informed decisions. But why stop there? You deserve the competitive rates available, and with options like FHA and Down-Payment Assistance loans, your dream home is within reach.
Are you curious about the timeline for securing a home mortgage? Rest assured, the Peoples Mortgage loan process is designed with efficiency in mind. It typically involves pre-qualification, application, underwriting, pre-approval, and closing, with each step meticulously managed to ensure you’re not left in limbo.
And remember, a home mortgage isn’t just about owning a property; it’s about securing a lower rate that translates into significant savings over the years.
Unveil the gateway to your future with Home Purchase Mortgages. Your dream home awaits, and the Toenjes Home Loan Team stands ready to transform it into reality. With the power of a home mortgage, you can turn your dream into a tangible reality and ensure that you’re getting the best deal and the most competitive rates.
Get started today by contacting Justin Toenjes or feel free to ask us questions about the loan process.
Get started today with the Toenjes Team at Peoples Mortgage by scheduling an appointment.
Work with one of the best loan officers in the Phoenix metropolitan area and experience the most efficient loan process available.
We work hard to find the best loan to fit your personal needs, plus coordinate with you and your Realtor to make the mortgage process as simple as possible.
A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the borrower's money plus interest.
Mortgage loans are used to buy a home or borrow money against the value of a home you own (usually between 15 and 30 years).
Common types include fixed-rate, adjustable-rate, Conventional, FHA, VA, jumbo, and USDA loans, each with unique terms.
Talk with a trusted mortgage advisor early in your home-buying process to discuss and verify your credit, income, debt-to-income ratio, and downpayment details.
Credit score, loan type, down payment, loan amount, and market conditions might impact your interest rate.
Initial payment towards the home purchase, usually ranging from 3% to 20% of the property's value.
LO Licensing: Justin Toenjes, AZ LO-0912116 CA-DFPI167048 CO-100032832 FL-LO118111 ID-MLO-2080167048 NV-68467 TX NMLS-167048
Peoples Mortgage – 2055 E Centennial Cir, Tempe, AZ. 85284
LO Licensing: Kathi Alosi, AZ LO-0914249 NMLS-259189
Peoples Mortgage – 11201 N Tatum Blvd, Suite 140, Phoenix, AZ 85028
Company Licensing: Peoples Mortgage Company, A DBA of Moria Development, Inc. AZ 0904164 California – RMLA4130661, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act : www.peoplesmortgage.com/privacy-policy CO, Regulated by the Division of Real Estate FL-MLD1223 ID – MBL-2080006274 NV-4200 TX peoplesmortgage.com/license NMLS-6274
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