Your Dream Home Begins With The Best Mortgage
The Toenjes Home Loan Team at Peoples Mortgage wants to get you into your home as quickly as humanly possible. Whether you’re purchasing a new home, refinancing, or looking for a second home – we’re a local mortgage company committed to working with you every step of the way.
Let’s get you home!
Provide financial guidance for buying homes, typically involving mortgages, interest rates, and repayment terms.
Allow homeowners to renegotiate terms, potentially reducing interest rates or adjusting loan durations.
Help provide funds via grant or bond money to cover or reduce initial down payment requirements.
Who We are
We Open the Door to Simplifying the Mortgage Application Process
The Toenjes Home Loan Team at Peoples Mortgage unlocks dreams with outstanding mortgage solutions.
Our commitment to exceptional customer service ensures we’re with you every step of the journey, opening doors to homeownership one mortgage at a time.

Empowering your homeownership goals with expertise, integrity, and personalized service in mortgage banking since 1998

Dream it. Apply for it. Make it Happen.
Our mortgage pre approval process exemplifies dedication to customer service.
It ensures smooth navigation through mortgage options, fosters trust, and empowers clients to make informed decisions confidently.
The Toenjes Home Loan Team, wants to help get you home.
Whether you’re new to real estate, an experienced home buyer, or an investor – the Toenjes Team is committed to the best customer service and helping you make the best financial decisions for your mortgage needs.
- Home Loans
Are you curious about the timeline for securing a home mortgage? Rest assured; the Peoples Mortgage loan process is designed with efficiency in mind.
- Know your home shopping budget
- Find advantageous loan options
- Personalize loan solutions
- Efficient application and processing
- Trusted mortgage experts
- Mortgage Refinancing
Refinancing offers many opportunities like shortening your loan term, and allowing you to pay off your home faster and build equity at an accelerated pace.
- Lower interest rates
- Shorten loan terms
- Consolidate debt (cash-out)
- Convert to a fixed-rate loan
- List Item
- Down Payment Assistance
The Toenjes Team at People’s Mortgage offers a variety of Down Payment Assistance Programs throughout Arizona to help you achieve homeownership.
- Grants
- Forgivable Loans
- Non-forgivable Loans
- Reduce out-of-pocket expenses
- Flexible down payments
- Bridge Loans
A bridge loan, is a convenient temporary solution to cover your costs until you sell your current property.
- Competitive home purchase offers
- Seamless closing and move
- Sell your home at your pace
- Flexible repayment options
- Peace of mind transaction
- Investment Loans
Whether you’re pursuing traditional or non-traditional investment scenarios, are designed to meet and exceed your expectations.
- Competitive and flexible terms
- Fast investment loan processing
- Experience loan officers
- Multiple property financing
- Numerous loan options
- Reverse Mortgage Loans
Rates are competitive, and FHA insured HECMs for added protection, ensuring financial security and peace of mind.
- Stay in your home
- Supplement your income
- No monthly payments
- Flexible access to funds
- Protects your heirs
We find the right mortgage to suit your financial goals
We diligently evaluate our clients’ needs, financial goals, and market options to secure the perfect mortgage. Our committed team leads clients to optimal solutions through expertise and customer care.
Located in Tempe, Arizona – the Toenjes Team at Peoples Mortgage is ready to help with a new purchase or refinance loan today.
HOW IT WORKS – the PEOPLE'S WAY
We Make New Home Mortgages Easy
Discover the effortless path to homeownership! The Toenjes Home Loan Team at Peoples Mortgage streamlines the process to ensures quick approvals, expert guidance, and personalized solutions tailored to your needs.
1. Initial Loan Consultation
During your initial mortgage consultation, our experts assess your financial situation, discuss loan options, clarify terms, and guide you toward the ideal mortgage solution for your unique needs and goals.
2. Prequalifying Your Loan
Get prequalified hassle-free! Provide basic financial information, and our team assesses your eligibility. Gain insight into potential loan amounts, empowering you to explore your dream home options confidently.
3. Processing Your Loan
Once submitted, your mortgage application undergoes thorough review. We handle documentation, verify information, and liaise with lenders for swift processing, keeping you informed every step towards homeownership.
4. Closing Your New Home
Close on your new home seamlessly! We coordinate final paperwork, ensure funds transfer, and facilitate the closing process. Enjoy a smooth transition into homeownership with our dedicated support every step of the way.
Featured Properties
We are paying attention to your requirements
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Windsor Crest Condominiums
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Tranquil Pines Apartments
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Ivy Lane Estates
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Serenity Gardens Apartments
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- New Jersey, United States
Willow Grove Estates
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$125,000 - $275,000
Get in Touch
Leave us a message
Have questions or feedback? Leave us a message, and we’ll get back to you promptly to assist with your mortgage needs.
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Why Choose Us
Your Home, Your Future, Our Commitment
We’re committed to finding the perfect mortgage solution tailored to your needs and ensuring a smooth, transparent process every step of the way.
At Peoples Mortgage, we offer more than competitive rates. We assure you that you are securing the best financing options tailored to your needs.
Discover your path to homeownership with our expert guidance. Schedule a free consultation today and turn your dreams into reality.
We offer a monthly personalized, up-to-the-minute home report and financial strategy to inform you about your home's value.
Testimonials
We Work Hard to Make Your Dreams Come True
(4.8/5)
Over 214+ reviews from Homeowners!
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