Rest assured, we're here to guide you through the loan process and make your journey to homeownership as smooth and hassle-free as possible.
Don’t let the down payment be a source of worry! The Toenjes Team at People’s Mortgage offers a variety of Down Payment Assistance Programs for those that qualify, throughout Arizona, including grants and forgivable/non-forgivable loans. These programs are created to alleviate your financial concerns and help you quickly achieve homeownership.
That’s why we offer expert advice tailored to your unique financial situation and home-buying goals. You can benefit from working with professionals who know the local housing market and are committed to finding the best deals for you. Stop dreaming and start owning!
Ready to secure your dream home in Arizona? Contact The Toenjes Team today to see how our Down Payment Assistance Programs can help you make it a reality.
Give us a call at (480) 237-8144 or use the form below to get started.
Get started today by contacting Justin Toenjes or feel free to ask us questions about the loan process.
Get started today with the Toenjes Team at Peoples Mortgage by scheduling an appointment.
Work with one of the best loan officers in the Phoenix metropolitan area and experience the most efficient loan process available.
We work hard to find the best loan to fit your personal needs, plus coordinate with you and your Realtor to make the mortgage process as simple as possible.
Pre-approval involves an underwriter reviewing your finances. With our Accelerator Program, you can receive a fully underwritten conditional approval before making an offer.
Yes, but it's advisable to have an agent for guidance through the complex buying process.
Yes, student loan debt affects eligibility but doesn't necessarily disqualify you from obtaining a mortgage.
Conventional loans are backed or insured by Fannie Mae and Freddie Mac, whereas FHA loans are insured by the Federal Housing Administration for additional borrower protection.
Consistent employment history demonstrates stability and improves mortgage eligibility.
Allocate around 1% to 4% of the home's value annually for maintenance and repairs.
LO Licensing: Justin Toenjes, AZ LO-0912116 CA-DFPI167048 CO-100032832 FL-LO118111 ID-MLO-2080167048 NV-68467 TX NMLS-167048
Peoples Mortgage – 2055 E Centennial Cir, Tempe, AZ. 85284
LO Licensing: Kathi Alosi, AZ LO-0914249 NMLS-259189
Peoples Mortgage – 11201 N Tatum Blvd, Suite 140, Phoenix, AZ 85028
Company Licensing: Peoples Mortgage Company, A DBA of Moria Development, Inc. AZ 0904164 California – RMLA4130661, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act : www.peoplesmortgage.com/privacy-policy CO, Regulated by the Division of Real Estate FL-MLD1223 ID – MBL-2080006274 NV-4200 TX peoplesmortgage.com/license NMLS-6274
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