Mortgage Pre-Approval in Tempe

Homebuyers reviewing mortgage pre-approval paperwork on a couch with a laptop

# Mortgage Pre-Approval Mortgage Pre-Approval in Tempe: What to Expect + Checklist Justin Toenjes February 19, 2026 Home Blog Mortgage Pre-Approval in Tempe If you’re searching for mortgage pre-approval in Tempe, AZ, you likely want quick answers so you can shop with confidence and make stronger offers. Pre-approval shows your real buying power, organizes your […]

Life Changes & Mortgages

Wooden house model with coins and mortgage documents symbolizing financial planning for 2025 life changes.

# Life Changes & Mortgages: Planning for 2025 Life Changes & Mortgages:Planning for 2025 Justin Toenjes September 8, 2025 Home Blog Life Changes & Mortgages Why Timing Isn’t Everything The housing market is constantly moving, adapting, and adjusting to current economic situations—interest rates shift, home prices fluctuate, and experts continuously predict what’s “next.” But here’s […]

Ten Yes’ of Home Loans

Young couple walking through their dream home as it is being built at the framing stage.

# Ten Yes’ of Home Loans A Ten Yes’ guide for Preparing to apply for A Home Loan Justin Toenjes June 24, 2024 Home Blog Ten Yes’ Of Home Loans Many of us are born with names that prompt some unique pronunciations. For instance, my surname is ‘Toenjes,’ and it rarely fails that new acquaintances […]

Ten No’s of Home Loans

Young frustrated couple reviewing mortgage loan documents.

# Ten No’s of Home Loans A Ten No’s Guide To Applying for a Home Loan Justin Toenjes June 15, 2024 Home Blog Ten No’s of Home Loans Many want to do as little as possible to achieve a goal properly. That said, applying for a new mortgage or refinancing can have some roadblocks that […]

Buying A Property

Arizona home on quiet suburban street.

# Buying A Property Navigating the process of buying a property can be both thrilling and daunting Justin Toenjes June 9, 2024 Home Blog Buying A Property When buying a property, ensuring your budget fits the home of your dreams while securing financing involves several critical steps. Here’s a guide to help you through the […]

Ultimate Home Buying Guide

New Arizona home subdivision with two hands holding a model of a home and a sunset behind.

# Ultimate Home Buying Process Guide Embarking on the Journey of Homeownership is Both Thrilling and Complex Justin Toenjes June 4, 2024 Home Blog Ultimate Homebuying Guide To ensure a smooth experience, you must have reputable professionals—specifically a trustworthy real estate agent and mortgage banker or broker. The ‘Your Home Loan Toolkit’ by the Consumer […]

Improve Your Credit Score

Credit report and blanks loan application with calculator and pen.

# Improve Your Credit Score A Guide to Improve Your Credit Score Before Applying for a Home Mortgage Justin Toenjes June 1, 2024 Home Blog Improve Your Credit Score An excellent credit score is essential to unlocking lower-interest mortgage rates and more favorable loan terms. If your credit score needs improvement, it might seem like […]

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