Refinance Archives - Toenjes Team

Life Changes & Mortgages

Wooden house model with coins and mortgage documents symbolizing financial planning for 2025 life changes.

# Life Changes & Mortgages: Planning for 2025 Life Changes & Mortgages:Planning for 2025 Justin Toenjes September 8, 2025 Home Blog Life Changes & Mortgages Why Timing Isn’t Everything The housing market is constantly moving, adapting, and adjusting to current economic situations—interest rates shift, home prices fluctuate, and experts continuously predict what’s “next.” But here’s […]

Cash-Out Refinancing

# Cash-Out Refinancing Can A Cash-Out Refinance Help You Unlock The Value Of Your Home Justin Toenjes June 11, 2024 Home Blog Cash-Out Refinancing If you want to tap into your home’s equity for significant expenses such as a child’s education or a home renovation, or to consolidate debt, a cash-out refinance – replacing your […]

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Loan Officer – Justin Toenjes – LO Licensing: AZ -0912116, CO-Temporary Authority | NMLS-167048
Peoples Mortgage – 2055 E Centennial Cir, Tempe, AZ. 85284

LO Licensing: Kathi Alosi, AZ LO-0914249 NMLS-259189
Peoples Mortgage – 11201 N Tatum Blvd, Suite 140, Phoenix, AZ 85028

Company Licensing: Peoples Mortgage Company, A DBA of Moria Development, Inc. AZ 0904164 California – RMLA4130661, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act : www.peoplesmortgage.com/privacy-policy CO, Regulated by the Division of Real Estate FL-MLD1223 ID – MBL-2080006274 NV-4200 TX peoplesmortgage.com/license NMLS-6274