Life Changes & Mortgages

Wooden house model with coins and mortgage documents symbolizing financial planning for 2025 life changes.

# Life Changes & Mortgages: Planning for 2025 Life Changes & Mortgages:Planning for 2025 Justin Toenjes September 8, 2025 Home Blog Life Changes & Mortgages Why Timing Isn’t Everything The housing market is constantly moving, adapting, and adjusting to current economic situations—interest rates shift, home prices fluctuate, and experts continuously predict what’s “next.” But here’s […]

How Mortgage Rates Work

Couple sitting with mortgage loan officer discussing interest rate options.

# How Mortgage Rates Work How Mortgage Rates Work A Comprehensive Guide by The Toenjes Team at Peoples Mortgage in Tempe, Arizona Justin Toenjes June 3, 2024 Home Blog How Mortgage Rates Work Mortgage rates are fundamental to home-buying, yet they often mystify many prospective homeowners. Understanding how mortgage rates work is crucial for making […]

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