Get Expert Advice From Professionals Commited To Your Dreams

From securing your dream home to maximizing investments, our local experts are poised to guide you every step of the way. In addition, explore new possibilities and, ultimately, optimize your mortgage journey with us.

At Toenjes Home Loans – we make dreams happen.

Unlock the door to your dream home with our flexible home loan mortgages. From the moment you apply, experience a seamless process, along with expert guidance and financial empowerment — all tailored to your specific needs.

Are you curious about the timeline for securing a home mortgage? Rest assured; the Peoples Mortgage loan process is designed with efficiency in mind.

Refinancing offers many opportunities like shortening your loan term, and allowing you to pay off your home faster and build equity at an accelerated pace.

Whether planning to update your current home or renovate a new property, Renovation Loans offer flexible options tailored to your needs and budget.

The Toenjes Team at People’s Mortgage offers a variety of Down Payment Assistance Programs throughout Arizona to help you achieve homeownership.

A bridge loan, is a convenient temporary solution to cover your costs until you sell your current property.

Whether you’re pursuing traditional or non-traditional investment scenarios, are designed to meet and exceed your expectations.

Rates are competitive, and FHA insured HECMs for added protection, ensuring financial security and peace of mind.

HOW IT WORKS – the PEOPLE'S WAY

We Make New Home Mortgages Easy

Discover the effortless path to homeownership! With Peoples Mortgage, our streamlined process ensures quick approvals. Moreover, you’ll receive expert guidance and, in addition, personalized solutions tailored to your needs.

1. Initial Loan Consultation

During your initial mortgage consultation, our experts first assess your financial situation. Then, they discuss available loan options, clearly explain key terms, and ultimately guide you toward the ideal mortgage solution tailored to your unique needs and goals.

2. Prequalifying Your Loan

Get prequalified hassle-free! Simply provide some basic financial information, and from there, our team will assess your eligibility. As a result, you’ll gain insight into potential loan amounts—empowering you to confidently explore your dream home options.

3. Processing Your Loan

Once submitted, your mortgage application undergoes a thorough review. From there, we handle the documentation, verify your information, and liaise with lenders for swift processing. Throughout the process, we keep you informed every step of the way toward homeownership.

4. Closing Your New Home

Close on your new home seamlessly! First, we coordinate the final paperwork, then ensure the funds transfer, and facilitate the closing process. As a result, you can enjoy a smooth transition into homeownership, with our dedicated support every step of the way.

Why Choose Us

Your Home. Your Future. Our Commitment.

At Peoples Mortgage, we’re committed to not only finding the perfect mortgage solution tailored to your needs but also ensuring a smooth and transparent process every step of the way.

Competitive Pricing

Not only do we offer competitive rates, but we also ensure you're securing the best financing options tailored specifically to your needs.

Free Consultations

Discover your path to homeownership with our expert guidance. From there, schedule a free consultation and begin turning your dreams into reality.

Lifetime Tracking

As part of our commitment to your financial well-being, we provide a monthly, personalized home report and financial strategy—designed to keep you updated on your home's value.

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